Webhook Events

Each business flow in Finix (e.g creating an authorization, creating an identity, provisioning a merchant, refunding a debit, etc.) has several events that triggers webhooks.

This table details the business flow when given an entity and type:

entity type description
transfer created A transfer was created. The transfer.type and transfer.state tell you what type of transfer occurred and whether it is PENDING or SUCCEEDED.
transfer updated A transfer was updated. The transfer tells you the snapshot of the transfer at that moment of time.
authorization created An authorization was created. It still needs to be captured.
authorization updated An authorization was updated. If it was captured, you are sent an event for the corresponding transfer that was created. For voids, the void_state will be PENDING.
instrument created A Payment Instrument was created. The payment_instrument.type tells you what type of payment instrument was created.
instrument_update created A payment instrument was updated from account updater. The payment_instrument is the id of the new payment instrument created.
merchant created A merchant was created and submitted for provisioning.
merchant updated A merchant was updated. This commonly happens when provisioning merchants and updating merchant details. The merchants.onboarding_state will tell you if the request was APPROVED or REJECTED.
merchant underwritten A merchant was underwritten and can now start handling payments.
merchant_profile created A merchant's info was submitted to third-party processors for provisioning.
merchant_profile updated A provision merchant request was updated. The merchants.onboarding_state will tell you if the request was APPROVED or REJECTED.
verification created A verification was created. The verifications.state will tell you if the request was APPROVED or REJECTED.
verification updated A verification was updated. This commonly happens when provisioning merchants and verifying payment instruments.
risk_profile created A risk_profile was created. The resource is created and used when provisioning merchants.
settlement created A settlement was created. settlements.total_amount and settlements.net_amount tells you the total of the payout.

Sample payloads

The events that happen in Finix, and their payloads are:

Create an Authorization

Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T22:58 :30.584",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "db10f58f-b56b-4a38-bec2-7fd46e5569f4",
                "raw": null,
                "created_at": "2020-04-26T22:58:30.41Z",
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": null,
                "expires_at": "2020-05-03T22:58:30.41Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:58:30.52Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUWgEWUiRvi5PCeBaPHcfti",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Capture an Authorization

The event that gets sent has authorizations.transfer populated:

  • entity = authorization
  • type = updated
  • transfer = :TRANSFER_ID:
Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T23:00:23.467",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "db10f58f-b56b-4a38-bec2-7fd46e5569f4",
                "raw": null,
                "created_at": "2020-04-26T22:58:30.41Z",
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": "TRL2VyFmBBLKcR5nqbhcHRQ",
                "expires_at": "2020-05-03T22:58:30.41Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:00:23.05Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUWgEWUiRvi5PCeBaPHcfti",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Void an Authorization

Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T23:03:41.447",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "894b3aaa-f839-4b73-9664-2605c5c952ba",
                "raw": null,
                "created_at": "2020-04-26T23:03:12.76Z",
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "3ds_redirect_url": null,
                "void_state": "PENDING",
                "transfer": null,
                "expires_at": "2020-05-03T23:03:12.76Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:03:41.39Z",
                "is_void": true,
                "messages": [],
                "currency": "USD",
                "id": "AUJKRcCGbLVQAGrAt5FY4wy",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T23:04:04.585",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "894b3aaa-f839-4b73-9664-2605c5c952ba",
                "raw": null,
                "created_at": "2020-04-26T23:03:12.76Z",
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "3ds_redirect_url": null,
                "void_state": "PENDING",
                "transfer": null,
                "expires_at": "2020-05-03T23:03:12.76Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:04:04.52Z",
                "is_void": true,
                "messages": [],
                "currency": "USD",
                "id": "AUJKRcCGbLVQAGrAt5FY4wy",
                "state": "SUCCEEDED"
            }
        ]
    }
}

[Card Present] Authorization with EMV card

Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-29T20:31:03.284",
    "_embedded": {
        "instruments": [
            {
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:03.23Z",
                "identity": "IDd76bhnKyKTjzbqwd939WnV",
                "fingerprint": "FPR5w2uCguRwhbtWmcJmirkhf",
                "created_at": "2020-04-29T20:31:03.23Z",
                "currency": "USD",
                "id": "PIaZwAfmK2YBX9bUT44uvCLa",
                "instrument_type": "PAYMENT_CARD_PRESENT",
                "type": "PAYMENT_CARD_PRESENT",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:31:03.097",
    "_embedded": {
        "identitys": [
            {
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:03.01Z",
                "created_at": "2020-04-29T20:31:03.01Z",
                "id": "IDd76bhnKyKTjzbqwd939WnV",
                "entity": {
                    "title": null,
                    "first_name": null,
                    "last_name": null,
                    "email": null,
                    "business_name": null,
                    "business_type": null,
                    "doing_business_as": null,
                    "phone": null,
                    "business_phone": null,
                    "personal_address": null,
                    "business_address": null,
                    "mcc": null,
                    "dob": null,
                    "max_transaction_amount": 0,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": null,
                    "annual_card_volume": 0,
                    "has_accepted_credit_cards_previously": false,
                    "incorporation_date": null,
                    "principal_percentage_ownership": null,
                    "short_business_name": null,
                    "ownership_type": null,
                    "tax_authority": null,
                    "tax_id_provided": false,
                    "business_tax_id_provided": false,
                    "default_statement_descriptor": null
                },
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:31:17.059",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",
                "raw": null,
                "created_at": "2020-04-29T20:31:03.39Z",
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "tags": {},
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": null,
                "expires_at": "2020-05-06T20:31:03.39Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:16.99Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUuf31ZzUArRnv7R8MpU5PbZ",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:31.316",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 49,
                "trace_id": "FNXv1zcDHfFZa3optZaY2e3Gr",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:30.98Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:31.27Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRnBcXRXLtQXYvTAa5agSV73",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:31.733",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX6h3WF8UsnEb4dSDu4D2aRf",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:31.47Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:31.68Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRdo2Br3gvYKTbiPWwaPvXzR",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:32.225",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 49,
                "trace_id": "FNXv1zcDHfFZa3optZaY2e3Gr",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:30.98Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:31.27Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRnBcXRXLtQXYvTAa5agSV73",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:31:32.406",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",
                "raw": null,
                "created_at": "2020-04-29T20:31:03.39Z",
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "tags": {},
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": "TR6XwvJApMTzNQaPxBWWSxFU",
                "expires_at": "2020-05-06T20:31:03.39Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:25.24Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUuf31ZzUArRnv7R8MpU5PbZ",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:32.289",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX6h3WF8UsnEb4dSDu4D2aRf",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:31.47Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:31.68Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRdo2Br3gvYKTbiPWwaPvXzR",
                "state": "SUCCEEDED"
            }
        ]
    }
}

[Card Present] Authorization with non EMV card

Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-29T20:28:33.034",
    "_embedded": {
        "instruments": [
            {
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:28:32.99Z",
                "identity": "ID5ah4iYJqYjoVSwfxmjSjgC",
                "fingerprint": "FPR5w2uCguRwhbtWmcJmirkhf",
                "created_at": "2020-04-29T20:28:32.99Z",
                "currency": "USD",
                "id": "PI9JbewhasbLg4rZeMWd47C7",
                "instrument_type": "PAYMENT_CARD_PRESENT",
                "type": "PAYMENT_CARD_PRESENT",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:28:32.926",
    "_embedded": {
        "identitys": [
            {
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:28:32.88Z",
                "created_at": "2020-04-29T20:28:32.88Z",
                "id": "ID5ah4iYJqYjoVSwfxmjSjgC",
                "entity": {
                    "title": null,
                    "first_name": null,
                    "last_name": null,
                    "email": null,
                    "business_name": null,
                    "business_type": null,
                    "doing_business_as": null,
                    "phone": null,
                    "business_phone": null,
                    "personal_address": null,
                    "business_address": null,
                    "mcc": null,
                    "dob": null,
                    "max_transaction_amount": 0,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": null,
                    "annual_card_volume": 0,
                    "has_accepted_credit_cards_previously": false,
                    "incorporation_date": null,
                    "principal_percentage_ownership": null,
                    "short_business_name": null,
                    "ownership_type": null,
                    "tax_authority": null,
                    "tax_id_provided": false,
                    "business_tax_id_provided": false,
                    "default_statement_descriptor": null
                },
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:28:48.413",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",
                "raw": null,
                "created_at": "2020-04-29T20:28:33.12Z",
                "source": "PI9JbewhasbLg4rZeMWd47C7",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "tags": {},
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": null,
                "expires_at": "2020-05-06T20:28:33.12Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:28:48.36Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUqAgQJY4s7KVj7qnBU3QzAQ",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:01.668",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1700,
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",
                "fee": 10,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:28:54.99Z",
                "source": "PI9JbewhasbLg4rZeMWd47C7",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:29:00.79Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:00.78Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRsUwkcqkcnuVyNxmuSHz8A3",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:02.34",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 49,
                "trace_id": "FNXVoHh44joSraqiUp3fas4e",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:29:01.99Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:29:01.76Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:02.26Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRtTWZyfvqS36Qu1HMUGG3Fa",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:02.72",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX3n7hy8iSd8BdgQyBhDoQK8",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:29:02.47Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:29:01.76Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:02.67Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TR6DGS2ty6MpugkSh1z76ZVL",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:03.466",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 49,
                "trace_id": "FNXVoHh44joSraqiUp3fas4e",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:29:01.99Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:29:01.76Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:02.26Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRtTWZyfvqS36Qu1HMUGG3Fa",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:03.301",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1700,
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",
                "fee": 10,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:28:54.99Z",
                "source": "PI9JbewhasbLg4rZeMWd47C7",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:29:00.79Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:00.78Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRsUwkcqkcnuVyNxmuSHz8A3",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:03.393",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX3n7hy8iSd8BdgQyBhDoQK8",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:29:02.47Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:29:01.76Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:29:02.67Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TR6DGS2ty6MpugkSh1z76ZVL",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:29:03.524",
    "_embedded": {
        "authorizations": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",
                "raw": null,
                "created_at": "2020-04-29T20:28:33.12Z",
                "source": "PI9JbewhasbLg4rZeMWd47C7",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "tags": {},
                "3ds_redirect_url": null,
                "void_state": "UNATTEMPTED",
                "transfer": "TRsUwkcqkcnuVyNxmuSHz8A3",
                "expires_at": "2020-05-06T20:28:33.12Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:28:55.01Z",
                "is_void": false,
                "messages": [],
                "currency": "USD",
                "id": "AUqAgQJY4s7KVj7qnBU3QzAQ",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}

[Card Present] Capture Authorization

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:32.348",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1700,
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",
                "fee": 10,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:25.22Z",
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:31:30.56Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:30.55Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TR6XwvJApMTzNQaPxBWWSxFU",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:30.669",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1700,
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",
                "fee": 10,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:31:25.22Z",
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:31:30.56Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:31:30.55Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TR6XwvJApMTzNQaPxBWWSxFU",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}

Create an Identity for a Buyer

Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-26T20:58:46.298",
    "_embedded": {
        "identitys": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T20:58:46.25Z",
                "created_at": "2020-04-26T20:58:46.25Z",
                "id": "IDe5JkBhBeW3ZEvzqWc8kmXd",
                "entity": {
                    "title": null,
                    "first_name": "Joe",
                    "last_name": "Jon",
                    "email": "therock@gmail.com",
                    "business_name": null,
                    "business_type": null,
                    "doing_business_as": null,
                    "phone": "7145677613",
                    "business_phone": null,
                    "personal_address": {
                        "line1": "741 Douglass St",
                        "line2": "Apartment 7",
                        "city": "San Mateo",
                        "region": "CA",
                        "postal_code": "94114",
                        "country": "USA"
                    },
                    "business_address": null,
                    "mcc": null,
                    "dob": null,
                    "max_transaction_amount": 0,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": null,
                    "annual_card_volume": 0,
                    "has_accepted_credit_cards_previously": false,
                    "incorporation_date": null,
                    "principal_percentage_ownership": null,
                    "short_business_name": null,
                    "ownership_type": null,
                    "tax_authority": null,
                    "tax_id_provided": false,
                    "business_tax_id_provided": false,
                    "default_statement_descriptor": null
                },
                "tags": {
                    "key": "value"
                }
            }
        ]
    }
}

Create an Identity for a Merchant

Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-26T21:06:11.343",
    "_embedded": {
        "identitys": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:06:11.27Z",
                "created_at": "2020-04-26T21:06:11.27Z",
                "id": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "entity": {
                    "title": "CEO",
                    "first_name": "dwayne",
                    "last_name": "Sunkhronos",
                    "email": "user@example.org",
                    "business_name": "Lees Sandwiches",
                    "business_type": "INDIVIDUAL_SOLE_PROPRIETORSHIP",
                    "doing_business_as": "Lees Sandwiches",
                    "phone": "1234567890",
                    "business_phone": "+1 (408) 756-4497",
                    "personal_address": {
                        "line1": "741 Douglass St",
                        "line2": "Apartment 7",
                        "city": "San Mateo",
                        "region": "CA",
                        "postal_code": "94114",
                        "country": "USA"
                    },
                    "business_address": {
                        "line1": "741 Douglass St",
                        "line2": "Apartment 8",
                        "city": "San Mateo",
                        "region": "CA",
                        "postal_code": "94114",
                        "country": "USA"
                    },
                    "mcc": "0742",
                    "dob": {
                        "day": 27,
                        "month": 6,
                        "year": 1978
                    },
                    "max_transaction_amount": 12000000,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": "www.LeesSandwiches.com",
                    "annual_card_volume": 12000000,
                    "has_accepted_credit_cards_previously": true,
                    "incorporation_date": {
                        "day": 27,
                        "month": 6,
                        "year": 1978
                    },
                    "principal_percentage_ownership": 50,
                    "short_business_name": null,
                    "ownership_type": "PRIVATE",
                    "tax_authority": null,
                    "tax_id_provided": true,
                    "business_tax_id_provided": true,
                    "default_statement_descriptor": "Lees Sandwiches"
                },
                "tags": {
                    "Studio Rating": "4.7"
                }
            }
        ]
    }
}

Update an Identity

Copy
Copied
{
    "type": "updated",
    "entity": "identity",
    "occurred_at": "2020-04-26T21:20:41.439",
    "_embedded": {
        "identitys": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:20:41.35Z",
                "created_at": "2020-04-26T21:06:11.27Z",
                "id": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "entity": {
                    "title": "CTO",
                    "first_name": "Bernard",
                    "last_name": "Sterling",
                    "email": "user@example.org",
                    "business_name": "Pollos Hermanos",
                    "business_type": "INDIVIDUAL_SOLE_PROPRIETORSHIP",
                    "doing_business_as": "Pollos Hermanos",
                    "phone": "7144177878",
                    "business_phone": "+1 (408) 756-4497",
                    "personal_address": {
                        "line1": "712 Douglass St",
                        "line2": "Apartment 2",
                        "city": "San Diego",
                        "region": "CA",
                        "postal_code": "94194",
                        "country": "USA"
                    },
                    "business_address": {
                        "line1": "741 Douglass St",
                        "line2": "Apartment 8",
                        "city": "San Mateo",
                        "region": "CA",
                        "postal_code": "94114",
                        "country": "USA"
                    },
                    "mcc": "0742",
                    "dob": {
                        "day": 2,
                        "month": 5,
                        "year": 1988
                    },
                    "max_transaction_amount": 1200000,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": "www.PollosHermanos.com",
                    "annual_card_volume": 12000000,
                    "has_accepted_credit_cards_previously": true,
                    "incorporation_date": {
                        "day": 27,
                        "month": 6,
                        "year": 1978
                    },
                    "principal_percentage_ownership": 50,
                    "short_business_name": null,
                    "ownership_type": "PRIVATE",
                    "tax_authority": null,
                    "tax_id_provided": true,
                    "business_tax_id_provided": true,
                    "default_statement_descriptor": "Pollos Hermanos"
                },
                "tags": {
                    "key": "value_2"
                }
            }
        ]
    }
}

Provision a Merchant

Copy
Copied
{
    "type": "created",
    "entity": "merchant_profile",
    "occurred_at": "2020-04-26T21:54:59.692",
    "_embedded": {
        "merchant_profiles": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:54:59.42Z",
                "fee_profile": null,
                "risk_profile": "RPjhkhnYKWWMHwwuX1JuxinW",
                "created_at": "2020-04-26T21:54:59.42Z",
                "id": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T21:54:59.83",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "2456e6d0-f2b1-4626-8936-28728e7c2a0d",
                "payment_instrument": null,
                "raw": null,
                "created_at": "2020-04-26T21:54:59.46Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {
                    "key_2": "value_2"
                },
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:54:59.50Z",
                "identity": null,
                "messages": [],
                "id": "VImsN9J9VU9y9uGNyaE3TjC5",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:54:59.958",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": false,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T21:54:59.43Z",
                "processing_enabled": false,
                "mcc": "0742",
                "processor": "DUMMY_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {
                    "key_2": "value_2"
                },
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:54:59.43Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {},
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "onboarding_state": "PROVISIONING",
                "verification": null,
                "gross_settlement_enabled": false
            }
        ]
    }
}
Copy
Copied
{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:55:06.626",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": false,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T21:54:59.43Z",
                "processing_enabled": false,
                "mcc": "0742",
                "processor": "DUMMY_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {
                    "key_2": "value_2"
                },
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:01.90Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {
                    "api_key": "secretValue"
                },
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "onboarding_state": "APPROVED",
                "verification": "VImsN9J9VU9y9uGNyaE3TjC5",
                "gross_settlement_enabled": false
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:55:06.798",
    "_embedded": {
        "instruments": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.54Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "fingerprint": "FPRqUa4Wi5Qv6x3fGP4mzkULD",
                "created_at": "2020-04-26T21:55:06.54Z",
                "currency": "USD",
                "id": "PIxmAdNbw1VJH6UwAH265moM",
                "instrument_type": "VIRTUAL",
                "type": "VIRTUAL",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "risk_profile",
    "occurred_at": "2020-04-26T21:55:06.961",
    "_embedded": {
        "risk_profiles": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.54Z",
                "avs_failure_allowed": false,
                "created_at": "2020-04-26T21:55:06.54Z",
                "id": "RPmzoeiYws2kD7j8Rtyx4fiw",
                "csc_failure_allowed": false,
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T21:55:07.337",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "2456e6d0-f2b1-4626-8936-28728e7c2a0d",
                "payment_instrument": null,
                "raw": "RawDummyMerchantUnderwriteResult",
                "created_at": "2020-04-26T21:54:59.46Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {
                    "key_2": "value_2"
                },
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.72Z",
                "identity": null,
                "messages": [],
                "id": "VImsN9J9VU9y9uGNyaE3TjC5",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:55:07.46",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": true,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T21:54:59.43Z",
                "processing_enabled": true,
                "mcc": "0742",
                "processor": "DUMMY_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {
                    "key_2": "value_2"
                },
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.72Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {
                    "api_key": "secretValue"
                },
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "onboarding_state": "APPROVED",
                "verification": "VImsN9J9VU9y9uGNyaE3TjC5",
                "gross_settlement_enabled": false
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "merchant_profile",
    "occurred_at": "2020-04-26T21:55:07.071",
    "_embedded": {
        "merchant_profiles": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.72Z",
                "fee_profile": null,
                "risk_profile": "RPmzoeiYws2kD7j8Rtyx4fiw",
                "created_at": "2020-04-26T21:54:59.42Z",
                "id": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:55:06.88",
    "_embedded": {
        "instruments": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.54Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "fingerprint": "FPRqUa4Wi5Qv6x3fGP4mzkULD",
                "created_at": "2020-04-26T21:55:06.54Z",
                "currency": "USD",
                "id": "PI3JU8AogWTLgDtdN7zDvZwW",
                "instrument_type": "VIRTUAL",
                "type": "VIRTUAL",
                "tags": {}
            }
        ]
    }
}

Reattempt Merchant Provisioning

Copy
Copied
{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:10:44.523",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "f7375d38-9ed0-4d86-b62d-a8f692f635cb",
                "payment_instrument": null,
                "raw": null,
                "created_at": "2020-04-26T22:10:44.42Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:10:44.45Z",
                "identity": null,
                "messages": [],
                "id": "VIb691JRnMdz4M73yi6jAmCN",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:11:05.955",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "f7375d38-9ed0-4d86-b62d-a8f692f635cb",
                "payment_instrument": null,
                "raw": "RawDummyMerchantUnderwriteResult",
                "created_at": "2020-04-26T22:10:44.42Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:11:05.76Z",
                "identity": null,
                "messages": [],
                "id": "VIb691JRnMdz4M73yi6jAmCN",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:11:05.686",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": true,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T21:54:59.43Z",
                "processing_enabled": true,
                "mcc": "0742",
                "processor": "DUMMY_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {
                    "key_2": "value_2"
                },
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.72Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {
                    "api_key": "secretValue"
                },
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "onboarding_state": "APPROVED",
                "verification": "VIb691JRnMdz4M73yi6jAmCN",
                "gross_settlement_enabled": false
            }
        ]
    }
}

[Card Present] Provision Merchant

Copy
Copied
{
    "type": "created",
    "entity": "merchant_profile",
    "occurred_at": "2020-04-26T22:30:41.731",
    "_embedded": {
        "merchant_profiles": [
            {
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:30:41.49Z",
                "fee_profile": null,
                "risk_profile": "RPjhkhnYKWWMHwwuX1JuxinW",
                "created_at": "2020-04-26T22:30:41.49Z",
                "id": "MPix8GV6WTWv8hWVxvWV2unm",
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:30:41.801",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": false,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T22:30:41.50Z",
                "processing_enabled": false,
                "mcc": "0742",
                "processor": "VANTIV_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPix8GV6WTWv8hWVxvWV2unm",
                "tags": {},
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:30:41.50Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {},
                "id": "MUeLemkwC6WSaaZLUUB1Y7mr",
                "onboarding_state": "PROVISIONING",
                "verification": null,
                "gross_settlement_enabled": false
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:30:41.636",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "FNX4YG8ut4zJQekpQGZbtZL2a",
                "payment_instrument": null,
                "raw": null,
                "created_at": "2020-04-26T22:30:41.50Z",
                "merchant": "MUeLemkwC6WSaaZLUUB1Y7mr",
                "processor": "VANTIV_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:30:41.52Z",
                "identity": null,
                "messages": [],
                "id": "VIpdSnQwTNeWgMHXvFDCPVsx",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:31:15.486",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "FNX4YG8ut4zJQekpQGZbtZL2a",
                "payment_instrument": null,
                "raw": "MerchantResponse(correlationId=null, httpStatusCode=500, httpStatusMessage=Original response had no body, id=null, mid=null, acceptedCards=null, expressSubAccount=null, errors=[Error(errorCode=null, errorMessage=Original response had no body. Please check Vantiv credentials or health status of Vantiv service, target=null)])",
                "created_at": "2020-04-26T22:30:41.50Z",
                "merchant": "MUeLemkwC6WSaaZLUUB1Y7mr",
                "processor": "VANTIV_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:31:15.23Z",
                "identity": null,
                "messages": [
                    "Error(errorCode=null, errorMessage=Original response had no body. Please check Vantiv credentials or health status of Vantiv service, target=null)"
                ],
                "id": "VIpdSnQwTNeWgMHXvFDCPVsx",
                "state": "FAILED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:31:15.59",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": false,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T22:30:41.50Z",
                "processing_enabled": false,
                "mcc": "0742",
                "processor": "VANTIV_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPix8GV6WTWv8hWVxvWV2unm",
                "tags": {},
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:31:15.23Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {},
                "id": "MUeLemkwC6WSaaZLUUB1Y7mr",
                "onboarding_state": "REJECTED",
                "verification": "VIpdSnQwTNeWgMHXvFDCPVsx",
                "gross_settlement_enabled": false
            }
        ]
    }
}

Update Info on Processor

Copy
Copied
{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:33:10.198",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "85f2b5a5-0c58-4382-bf94-349b738db6c3",
                "payment_instrument": null,
                "raw": null,
                "created_at": "2020-04-26T22:33:10.12Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:33:10.14Z",
                "identity": null,
                "messages": [],
                "id": "VIwq2UdpXyUoDGW3e4uwY2dB",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:34:06.036",
    "_embedded": {
        "merchants": [
            {
                "card_expiration_date_required": false,
                "settlement_enabled": true,
                "mid": null,
                "merchant_name": "Pollos Hermanos",
                "created_at": "2020-04-26T21:54:59.43Z",
                "processing_enabled": true,
                "mcc": "0742",
                "processor": "DUMMY_V1",
                "creating_transfer_from_report_enabled": false,
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",
                "tags": {
                    "key_2": "value_2"
                },
                "card_cvv_required": false,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:55:06.72Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "processor_details": {
                    "api_key": "secretValue"
                },
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "onboarding_state": "APPROVED",
                "verification": "VIwq2UdpXyUoDGW3e4uwY2dB",
                "gross_settlement_enabled": false
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:34:06.323",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "85f2b5a5-0c58-4382-bf94-349b738db6c3",
                "payment_instrument": null,
                "raw": "RawDummyMerchantUnderwriteResult",
                "created_at": "2020-04-26T22:33:10.12Z",
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",
                "processor": "DUMMY_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:34:06.15Z",
                "identity": null,
                "messages": [],
                "id": "VIwq2UdpXyUoDGW3e4uwY2dB",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Uploading Files

The following events detail the changes that happen while uploading files. For more information, see Uploading Files to Finix.

Create a File

Copy
Copied
{
    "type": "created",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
      "files": [
        {
          "updated_at": "2022-05-23T17:46:37.42Z",
          "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",
          "created_at": "2022-05-23T17:46:37.42Z",
          "id": "FILE_aiAQBbBz2wosPQjQoaGZHD",
          "linked_type": "MERCHANT",
          "display_name": "John's Drivers License",
          "type": "DRIVERS_LICENSE_FRONT",
          "linked_to": "MUucec6fHeaWo3VHYoSkUySM",
          "application_id": "APgPDQrLD52TYvqazjHJJchM",
          "status": "REQUIRES_UPLOAD",
          "tags": {
            "key_1": "value_1"
          }
        }
      ]
    }
  }

File Approved

When a file is approved, the status of the File will move to UPLOADED, and you'll receive the following webhook alert.

Copy
Copied
  {
    "type": "updated",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
      "files": [
        {
          "updated_at": "2022-05-23T17:46:37.42Z",
          "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",
          "created_at": "2022-05-23T17:46:37.42Z",
          "id": "FILE_aiAQBbBz2wosPQjQoaGZHD",
          "linked_type": "MERCHANT",
          "display_name": "John's Drivers License",
          "type": "DRIVERS_LICENSE_FRONT",
          "linked_to": "MUucec6fHeaWo3VHYoSkUySM",
          "application_id": "APgPDQrLD52TYvqazjHJJchM",
          "status": "UPLOADED",
          "tags": {
            "key_1": "value_1"
          }
        }
      ]
    }
  }

File Rejected

When a file gets rejected, the status of the File will move to INVALID, and you'll receive the following webhook alert.

Copy
Copied
  {
    "type": "updated",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
      "files": [
        {
          "updated_at": "2022-05-23T17:46:37.42Z",
          "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",
          "created_at": "2022-05-23T17:46:37.42Z",
          "id": "FILE_KUCDz2GzXtfgVUPFq8CqL",
          "linked_type": "MERCHANT",
          "display_name": "John's Drivers License",
          "type": "DRIVERS_LICENSE_FRONT",
          "linked_to": "MU2n7BSovtwYsWYZF6rBnnzk",
          "application_id": "APgPDQrLD52TYvqazjHJJchM",
          "status": "INVALID",
          "tags": {
            "key_1": "value_1"
          }
        }
      ]
    }
  }

Create an external_link

Copy
Copied
{
    "type": "created",
    "entity": "external_link",
    "occurred_at": "2022-05-23T18:21:44.726992",
    "_embedded": {
      "external_links": [
        {
          "expires_at": "2022-05-23T18:31:39.62Z",
          "expired": false,
          "user_id": "USsRhsHYZGBPnQw8CByJyEQW",
          "file_id": "FILE_aiAQBbBz2wosPQjQoaGZHD",
          "created_at": "2022-05-23T18:21:39.62Z",
          "id": "EL_6YjrZF3yCLB3zCLm24yAGm",
          "type": "UPLOAD",
          "url": "https://finix-file-quarantine-sb.s3.us-east-2.amazonaws.com/MERCHANT/MUucec6fHeaWo3VHYoSkUySM/DRIVERS_LICENSE_FRONT/FILE_aiAQBbBz2wosPQjQoaGZHD/file?X-Amz-Security-Token=...",
          "tags": {
            "key": "value"
          }
        }
      ]
    }
  }

external_link Updated

Copy
Copied
{
    "type": "updated",
    "entity": "external_link",
    "occurred_at": "2022-05-23T18:21:44.726992",
    "_embedded": {
      "external_links": [
        {
          "expires_at": "2022-05-23T18:31:39.62Z",
          "expired": false,
          "user_id": "USsRhsHYZGBPnQw8CByJyEQW",
          "file_id": "FILE_aiAQBbBz2wosPQjQoaGZHD",
          "created_at": "2022-05-23T18:21:39.62Z",
          "id": "EL_6YjrZF3yCLB3zCLm24yAGm",
          "type": "UPLOAD",
          "url": "https://finix-file-quarantine-sb.s3.us-east-2.amazonaws.com/MERCHANT/MUucec6fHeaWo3VHYoSkUySM/DRIVERS_LICENSE_FRONT/FILE_aiAQBbBz2wosPQjQoaGZHD/file?X-Amz-Security-Token=...",
          "tags": {
            "key": "value"
          }
        }
      ]
    }
  }

Create a Payment Card

Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:22:57.287",
    "_embedded": {
        "instruments": [
            {
                "address": {
                    "line1": "900 Metro Center Blv",
                    "line2": null,
                    "city": "San Francisco",
                    "region": "CA",
                    "postal_code": "94404",
                    "country": "USA"
                },
                "address_verification": "UNKNOWN",
                "bin": "489514",
                "security_code_verification": "UNKNOWN",
                "created_at": "2020-04-26T21:22:57.21Z",
                "instrument_type": "PAYMENT_CARD",
                "card_type": "UNKNOWN",
                "type": "PAYMENT_CARD",
                "tags": {
                    "card_name": "Business Card"
                },
                "expiration_year": 2029,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:22:57.21Z",
                "last_four": "0006",
                "identity": "IDe5JkBhBeW3ZEvzqWc8kmXd",
                "fingerprint": "FPRogKWsRQks2HGaau5eGR9AF",
                "expiration_month": 3,
                "name": "Ricardo Chang",
                "currency": "USD",
                "id": "PIoBQHZFB3p8UM8HasuN6icB",
                "brand": "VISA"
            }
        ]
    }
}

Create a Bank Account

Copy
Copied
{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:24:03.139",
    "_embedded": {
        "instruments": [
            {
                "bank_code": "123123123",
                "country": "USA",
                "account_type": "SAVINGS",
                "created_at": "2020-04-26T21:24:03.06Z",
                "instrument_type": "BANK_ACCOUNT",
                "type": "BANK_ACCOUNT",
                "tags": {
                    "Bank Account": "Company Account"
                },
                "masked_account_number": "XXXXX3123",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T21:24:03.06Z",
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "fingerprint": "FPRd5moHxL3Ltuvk4cczxetCg",
                "name": "Alice",
                "currency": "USD",
                "id": "PInwJvRi22wrz4j5Mx3ghBE9"
            }
        ]
    }
}

Instrument Updates (Account Updater)

Copy
Copied
{
  "type": "updated",
  "entity": "instrument_update",
  "occurred_at": "2022-07-08T17:25:18.654574",
  "_embedded": {
    "instrument_updates": [
      {
        "updated_at": "2022-07-08T17:25:16.83Z",
        "created_at": "2022-07-08T17:18:07.46Z",
        "id": "IUvwEeaEfDBtLPYSNZespSn8",
        "merchant": "MUucec6fHeaWo3VHYoSkUySM",
        "state": "SUCCEEDED"
      }
    ]
  }
}

Payment Instrument Verification

Copy
Copied
{
    "type": "updated",
    "entity": "instrument",
    "occurred_at": "2020-04-26T22:47:08.145",
    "_embedded": {
        "instruments": [
            {
                "push_funds_block_indicator": "C",
                "address": {
                    "line1": "900 Metro Center Blv",
                    "line2": null,
                    "city": "San Francisco",
                    "region": "CA",
                    "postal_code": "94404",
                    "country": "USA"
                },
                "address_verification": "POSTAL_CODE_AND_STREET_MATCH",
                "bin": "489514",
                "security_code_verification": "UNMATCHED",
                "created_at": "2020-04-26T21:22:57.21Z",
                "instrument_type": "PAYMENT_CARD",
                "card_type": "UNKNOWN",
                "type": "PAYMENT_CARD",
                "tags": {
                    "card_name": "Business Card"
                },
                "fast_funds_indicator": "B",
                "expiration_year": 2029,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:47:07.97Z",
                "last_four": "0006",
                "identity": "IDe5JkBhBeW3ZEvzqWc8kmXd",
                "fingerprint": "FPRogKWsRQks2HGaau5eGR9AF",
                "expiration_month": 3,
                "name": "Ricardo Chang",
                "online_gambing_block_indicator": "N",
                "currency": "USD",
                "id": "PIoBQHZFB3p8UM8HasuN6icB",
                "brand": "VISA"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:47:08.051",
    "_embedded": {
        "verifications": [
            {
                "trace_id": "011722198912",
                "payment_instrument": "PIoBQHZFB3p8UM8HasuN6icB",
                "raw": {
                    "validation_details": {
                        "systems_trace_audit_number": "011722198912",
                        "error_result": null,
                        "transaction_identifier": "159588093394000",
                        "approval_code": null,
                        "action_code": "N7",
                        "response_code": "5",
                        "address_verification_results": "Y",
                        "cvv2_result_code": "N"
                    },
                    "inquiry_details": {
                        "systems_trace_audit_number": "011722198912",
                        "error_result": null,
                        "visa_network_info": [
                            {
                                "card_type_code": "D",
                                "billing_currency_code": 840,
                                "billing_currency_minor_digits": 2,
                                "issuer_name": "Visa Test Bank",
                                "card_issuer_country_code": 840,
                                "fast_funds_indicator": "B",
                                "push_funds_block_indicator": "C",
                                "online_gambing_block_indicator": "N"
                            }
                        ],
                        "ppgs_network_info": []
                    },
                    "general_inquiry_details": {
                        "systems_trace_audit_number": "011722198912",
                        "error_result": null,
                        "card_product_id": null,
                        "card_product_name": null,
                        "card_product_subtype_code": null,
                        "card_product_subtype_description": null,
                        "card_type_code": null,
                        "card_subtype_code": null,
                        "card_platform_code": null,
                        "issuer_name": null,
                        "bin": null,
                        "country_code": null,
                        "status": {
                            "status_code": "CDI000",
                            "status_description": "Success"
                        }
                    }
                },
                "created_at": "2020-04-26T22:47:05.85Z",
                "merchant": null,
                "processor": "VISA_V1",
                "tags": {},
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T22:47:07.93Z",
                "identity": null,
                "messages": [],
                "id": "VIvNYHbQyqq2iDzhafVPs2MA",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Create Settlement

Copy
Copied
{
  "type": "created",
  "entity": "settlement",
  "occurred_at": "2018-03-06T20:41:34.277",
  "_embedded": {
    "settlements": [
      {
        "updated_at": "2018-03-06T20:41:34.00Z",
        "total_amount": 557710,
        "identity": "IDj4Y23Xd5Xn5vvtBR7gfxLM",
        "total_fees": 25402,
        "total_fee": 25402,
        "destination": null,
        "created_at": "2018-03-06T20:41:33.73Z",
        "currency": "USD",
        "id": "STqdtjFPKbcFZJ7VFpoQ4niu",
        "net_amount": 532308,
        "processor": "LITLE_V1",
        "tags": {}
      }
    ]
  }
}

Fund Settlement

Copy
Copied
{
  "type": "updated",
  "entity": "settlement",
  "occurred_at": "2018-03-06T20:42:25.439",
  "_embedded": {
    "settlements": [
      {
        "updated_at": "2018-03-06T20:42:19.29Z",
        "total_amount": 557710,
        "identity": "IDj4Y23Xd5Xn5vvtBR7gfxLM",
        "total_fees": 25402,
        "total_fee": 25402,
        "destination": "PIreVTtPDXoRhww3VZiLZR3L",
        "created_at": "2018-03-06T20:41:33.73Z",
        "currency": "USD",
        "id": "STqdtjFPKbcFZJ7VFpoQ4niu",
        "net_amount": 532308,
        "processor": "LITLE_V1",
        "tags": {}
      }
    ]
  }
}

Settlement Awaiting Approval

Copy
Copied
{
  "type": "updated",
  "entity": "settlement",
  "occurred_at": "2022-05-05T22:19:42.101668",
  "_embedded": {
    "settlements": [
      {
        "total_fees": 54321,
        "destination": null,
        "created_at": "2022-05-05T16:51:24.75Z",
        "merchant_id": "MUvrfZpyZtaaFWJjBt2kSd5t",
        "type": "MERCHANT_REVENUE",
        "processor": "DUMMY_V1",
        "tags": {},
        "payment_type": null,
        "application": "AP67hTPMFqeM9mvCkRN81c4f",
        "updated_at": "2022-05-05T22:19:39.51Z",
        "total_amount": 0,
        "identity": "IDigyAkvecqA4KBKkvUbK9gP",
        "total_fee": 54321,
        "currency": "USD",
        "id": "STjWJZEp51zLebP78s974o1w",
        "net_amount": -54321,
        "funds_flow": "NET",
        "status": "AWAITING_APPROVAL"
      }
    ]
  }
}

Approved Settlement

Copy
Copied
{
  "type": "updated",
  "entity": "settlement",
  "occurred_at": "2022-05-05T22:19:42.101668",
  "_embedded": {
    "settlements": [
      {
        "total_fees": 54321,
        "destination": null,
        "created_at": "2022-05-05T16:51:24.75Z",
        "merchant_id": "MUvrfZpyZtaaFWJjBt2kSd5t",
        "type": "MERCHANT_REVENUE",
        "processor": "DUMMY_V1",
        "tags": {},
        "payment_type": null,
        "application": "AP67hTPMFqeM9mvCkRN81c4f",
        "updated_at": "2022-05-05T22:19:39.51Z",
        "total_amount": 0,
        "identity": "IDigyAkvecqA4KBKkvUbK9gP",
        "total_fee": 54321,
        "currency": "USD",
        "id": "STjWJZEp51zLebP78s974o1w",
        "net_amount": -54321,
        "funds_flow": "NET",
        "status": "APPROVED"
      }
    ]
  }
}

Settlement's Funding Transfer

Copy
Copied
{
  "type" : "created",
  "entity" : "transfer",
  "occurred_at" : "2020-02-08T00:53:19.495",
  "_embedded" : {
    "transfers" : [ {
      "idempotency_id" : null,
      "amount" : 640830,
      "trace_id" : "FNXs7nZ7Wo9h7JYHWA7WT1v9J",
      "fee" : 0,
      "destination" : "PIsmXAK15VPu3uW46P1rd5gg",
      "raw" : null,
      "created_at" : "2020-02-08T00:52:05.05Z",
      "source" : null,
      "merchant_identity" : "IDsAdjiN5uWCTdNojKLse8SM",
      "type" : "SETTLEMENT",
      "tags" : { },
      "statement_descriptor" : null,
      "ready_to_settle_at" : null,
      "application" : "APrtqGVzLhi8FxpLKLE8Ajvm",
      "updated_at" : "2020-02-08T00:53:18.38Z",  
      "subtype" : "API",
      "messages" : [ ],
      "currency" : "USD",
      "id" : "TRmu2oZ8tk94jrnm6DpQhu11",
      "state" : "SUCCEEDED"
    } ]
  }
}

Debit a Bank Account (ie eCheck)

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:41:55.297",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 95073,
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",
                "fee": 9507,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-26T23:41:55.13Z",
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "DEBIT",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": null,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:41:55.23Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:41:55.763",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 95073,
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",
                "fee": 9507,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-26T23:41:55.13Z",
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "DEBIT",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": null,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:41:55.69Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",
                "state": "PENDING"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:42:18.582",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 95073,
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",
                "fee": 9507,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-26T23:41:55.13Z",
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "DEBIT",
                "tags": {
                    "order_number": "21DFASJSAKAS"
                },
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": null,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:42:18.53Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Refund a Debit

The event that gets sent has transfers.type as REVERSAL:

  • entity = transfer
  • type = created
  • transfers.type = REVERSAL
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:47:33.443",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "df499916-5cda-45f0-b1d9-3d59460cd867",
                "fee": 0,
                "destination": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "raw": null,
                "created_at": "2020-04-26T23:47:33.17Z",
                "source": null,
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "REVERSAL",
                "tags": {},
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": null,
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:47:33.39Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRxiRsBXhWp7ZdVwkRiEEjFm",
                "state": "PENDING"
            }
        ]
    }
}

[Card Present] Sale with EMV Card

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:40.5",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:40.39Z",
                "source": "PIbARkH2cDxpXChBDTDtGzZz",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:40.46Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",
                "state": "PENDING",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:32:40.573",
    "_embedded": {
        "identitys": [
            {
                "application": null,
                "updated_at": "2020-04-29T20:32:40.38Z",
                "created_at": "2020-04-29T20:32:40.38Z",
                "id": "IDaxUkNTuPup5kd4HTTSJBqM",
                "entity": {
                    "title": null,
                    "first_name": null,
                    "last_name": null,
                    "email": null,
                    "business_name": null,
                    "business_type": null,
                    "doing_business_as": null,
                    "phone": null,
                    "business_phone": null,
                    "personal_address": null,
                    "business_address": null,
                    "mcc": null,
                    "dob": null,
                    "max_transaction_amount": 0,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": null,
                    "annual_card_volume": 0,
                    "has_accepted_credit_cards_previously": false,
                    "incorporation_date": null,
                    "principal_percentage_ownership": null,
                    "short_business_name": null,
                    "ownership_type": null,
                    "tax_authority": null,
                    "tax_id_provided": false,
                    "business_tax_id_provided": false,
                    "default_statement_descriptor": null
                },
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:56.901",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXnzJVPexPehSBKjnh9mCwjx",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:56.67Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:56.58Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:56.85Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRg8L25U94SP354jkviekSDu",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:57.596",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXnzJVPexPehSBKjnh9mCwjx",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:56.67Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:56.58Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:56.85Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRg8L25U94SP354jkviekSDu",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:57.697",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:40.39Z",
                "source": "PIbARkH2cDxpXChBDTDtGzZz",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:57.55Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:56.547",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:40.39Z",
                "source": "PIbARkH2cDxpXChBDTDtGzZz",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:32:56.51Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:56.50Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:57.646",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNXfYsFmYbyK1X5Sn2Sgk5JT9",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:57.10Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:56.58Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:57.27Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TR7f68wnDvLtb8akjpLboa9K",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:57.311",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNXfYsFmYbyK1X5Sn2Sgk5JT9",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:57.10Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:56.58Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:57.27Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TR7f68wnDvLtb8akjpLboa9K",
                "state": "SUCCEEDED"
            }
        ]
    }
}

[Card Present] Sale with non EMV Card

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:07.555",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:07.37Z",
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:07.50Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",
                "state": "PENDING",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:32:07.637",
    "_embedded": {
        "identitys": [
            {
                "application": null,
                "updated_at": "2020-04-29T20:32:07.37Z",
                "created_at": "2020-04-29T20:32:07.37Z",
                "id": "ID6ckSipRZQE6jDRYS78qEeH",
                "entity": {
                    "title": null,
                    "first_name": null,
                    "last_name": null,
                    "email": null,
                    "business_name": null,
                    "business_type": null,
                    "doing_business_as": null,
                    "phone": null,
                    "business_phone": null,
                    "personal_address": null,
                    "business_address": null,
                    "mcc": null,
                    "dob": null,
                    "max_transaction_amount": 0,
                    "amex_mid": null,
                    "discover_mid": null,
                    "url": null,
                    "annual_card_volume": 0,
                    "has_accepted_credit_cards_previously": false,
                    "incorporation_date": null,
                    "principal_percentage_ownership": null,
                    "short_business_name": null,
                    "ownership_type": null,
                    "tax_authority": null,
                    "tax_id_provided": false,
                    "business_tax_id_provided": false,
                    "default_statement_descriptor": null
                },
                "tags": {}
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:29.772",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:07.37Z",
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:32:29.67Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:29.66Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:30.558",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXgUp1BBKYtLB2VuWBqy6CA1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:30.15Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:29.88Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:30.51Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRqaJdRnuVntfAQnNzmK7Ptk",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:31.397",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXgUp1BBKYtLB2VuWBqy6CA1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:30.15Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:29.88Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:30.51Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRqaJdRnuVntfAQnNzmK7Ptk",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:30.978",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX3ZCvktGYFMURK5e3RkWTP1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:30.72Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:29.88Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:30.93Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRhASYAWaSHPA1nHotDdqgZ6",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:31.452",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNX3ZCvktGYFMURK5e3RkWTP1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:30.72Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:32:29.88Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:30.93Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRhASYAWaSHPA1nHotDdqgZ6",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:31.508",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:32:07.37Z",
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:32:31.32Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}

[Card Present] Sale with Manual Entry

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:34:06.854",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:34:06.69Z",
                "source": "PInJceezonsp9C5Vcta3azs1",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:34:06.80Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",
                "state": "PENDING",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:11.986",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:34:06.69Z",
                "source": "PInJceezonsp9C5Vcta3azs1",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:35:11.94Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:11.93Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:12.816",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXdxo5uepmibJDnDPi5tc2xH",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:35:12.17Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:35:12.02Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:12.76Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRu2cq7RJWqpHPbyvrcttYxn",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:13.211",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNXtq9jZxMhRsCD9jYgkHpZRW",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:35:12.96Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:35:12.02Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:13.16Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRf9ssEyge2A3G1sdAdBKyLF",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:13.76",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 30,
                "trace_id": "FNXtq9jZxMhRsCD9jYgkHpZRW",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:35:12.96Z",
                "source": null,
                "fee_type": "CARD_FIXED",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:35:12.02Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:13.16Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRf9ssEyge2A3G1sdAdBKyLF",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:13.819",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 20000,
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:34:06.69Z",
                "source": "PInJceezonsp9C5Vcta3azs1",
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "DEBIT",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:13.57Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:13.635",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 580,
                "trace_id": "FNXdxo5uepmibJDnDPi5tc2xH",
                "fee": 0,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-29T20:35:12.17Z",
                "source": null,
                "fee_type": "CARD_BASIS_POINTS",
                "merchant_identity": "IDrtja28FQWa3eraw7NBGTJA",
                "type": "FEE",
                "tags": {},
                "statement_descriptor": null,
                "ready_to_settle_at": "2020-04-29T20:35:12.02Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:35:12.76Z",
                "subtype": "PLATFORM_FEE",
                "messages": [],
                "currency": "USD",
                "id": "TRu2cq7RJWqpHPbyvrcttYxn",
                "state": "SUCCEEDED"
            }
        ]
    }
}

[Card Present] Referenced Refund

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:37:36.256",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNX2kW6zCR27aD9rqgxzXuHRE",
                "fee": 0,
                "destination": "PInJceezonsp9C5Vcta3azs1",
                "raw": null,
                "created_at": "2020-04-29T20:37:33.74Z",
                "source": null,
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "REVERSAL",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:37:35.87Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:37:35.87Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TR9c8iiP5dsWnqQvMQgWowH1",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:37:35.955",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 1000,
                "trace_id": "FNX2kW6zCR27aD9rqgxzXuHRE",
                "fee": 0,
                "destination": "PInJceezonsp9C5Vcta3azs1",
                "raw": null,
                "created_at": "2020-04-29T20:37:33.74Z",
                "source": null,
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "REVERSAL",
                "tags": {},
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:37:35.87Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:37:35.87Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TR9c8iiP5dsWnqQvMQgWowH1",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}

[Card Present] Unreferenced Refund with Swipe Card

Copy
Copied
{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:15.648",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 5000,
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",
                "fee": 0,
                "destination": "PI2KVAR4aohyZB9FTi23s18L",
                "raw": null,
                "created_at": "2020-04-29T20:38:15.49Z",
                "source": null,
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "CREDIT",
                "tags": {
                    "order_number": "test"
                },
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:38:15.59Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",
                "state": "PENDING",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:30.335",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 5000,
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",
                "fee": 0,
                "destination": "PI2KVAR4aohyZB9FTi23s18L",
                "raw": null,
                "created_at": "2020-04-29T20:38:15.49Z",
                "source": null,
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "CREDIT",
                "tags": {
                    "order_number": "test"
                },
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": "2020-04-29T20:38:30.29Z",
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:38:30.28Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:30.613",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 5000,
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",
                "fee": 0,
                "destination": "PI2KVAR4aohyZB9FTi23s18L",
                "raw": null,
                "created_at": "2020-04-29T20:38:15.49Z",
                "source": null,
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",
                "type": "CREDIT",
                "tags": {
                    "order_number": "test"
                },
                "statement_descriptor": "FIN*FINIX",
                "ready_to_settle_at": null,
                "application": "APiDZzAY28F2uSz47L88EuPk",
                "updated_at": "2020-04-29T20:38:30.56Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",
                "state": "SUCCEEDED",
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"
            }
        ]
    }
}

Update a Transfer

Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:51:06.063",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 100,
                "trace_id": "df499916-5cda-45f0-b1d9-3d59460cd867",
                "fee": 0,
                "destination": "PI5JEJTNwLzZ8rMMFV9QkaHz",
                "raw": null,
                "created_at": "2020-04-26T23:47:33.17Z",
                "source": null,
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "REVERSAL",
                "tags": {},
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": "2020-04-26T04:00:00.00Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:48:12.40Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRxiRsBXhWp7ZdVwkRiEEjFm",
                "state": "SUCCEEDED"
            }
        ]
    }
}
Copy
Copied
{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:51:27.34",
    "_embedded": {
        "transfers": [
            {
                "idempotency_id": null,
                "amount": 95073,
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",
                "fee": 9507,
                "destination": null,
                "raw": null,
                "created_at": "2020-04-26T23:41:55.13Z",
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",
                "type": "DEBIT",
                "tags": {
                    "order_number": "121212123"
                },
                "statement_descriptor": "FIN*POLLOS HERMANOS",
                "ready_to_settle_at": "2020-04-27T04:00:00.00Z",
                "application": "APkBUdiWzBjUAkfnbkirXs6d",
                "updated_at": "2020-04-26T23:51:27.27Z",
                "subtype": "API",
                "messages": [],
                "currency": "USD",
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",
                "state": "SUCCEEDED"
            }
        ]
    }
}

Create a Dispute

Copy
Copied
{
  "type": "created",
  "entity": "dispute",
  "occurred_at": "2022-05-13T21:28:12.289991",
  "_embedded": {
    "disputes": [
      {
        "reason": "FRAUD",
        "amount": 888888,
        "created_at": "2022-05-13T21:28:11.04Z",
        "message": null,
        "tags": {
          "order_number": "21DFASJSAKAS"
        },
        "occurred_at": "2022-05-13T21:27:53.49Z",
        "dispute_details": {
          "arn": "123"
        },
        "transfer": "TRikkDuedytMAj6A1pdfFCTg",
        "application": "AP3AB2itAWrrrPVS6spvrGYp",
        "updated_at": "2022-05-13T21:28:10.49Z",
        "identity": "IDsArLxCm9QGbi2QfhaFrTED",
        "action": null,
        "id": "DIaFfc4tNXbRDDXXFE5qt6Rq",
        "state": "PENDING",
        "respond_by": "2022-05-20T21:28:11.04Z"
      }
    ]
  }
}

Updated Dispute

Copy
Copied
{
  "type": "updated",
  "entity": "dispute",
  "occurred_at": "2022-05-13T21:31:43.249792",
  "_embedded": {
    "disputes": [
      {
        "reason": "FRAUD",
        "amount": 888888,
        "created_at": "2022-05-13T21:28:11.04Z",
        "message": null,
        "tags": {
          "order_number": "21DFASJSAKAS"
        },
        "occurred_at": "2022-05-13T21:27:53.49Z",
        "dispute_details": {
          "arn": "123"
        },
        "transfer": "TRikkDuedytMAj6A1pdfFCTg",
        "application": "AP3AB2itAWrrrPVS6spvrGYp",
        "updated_at": "2022-05-13T21:31:33.22Z",
        "identity": "IDsArLxCm9QGbi2QfhaFrTED",
        "action": null,
        "id": "DIaFfc4tNXbRDDXXFE5qt6Rq",
        "state": "WON",
        "respond_by": "2022-05-20T21:28:11.04Z"
      }
    ]
  }
}